How to get a Loft Insulation Grant in the UK

Homeowners can get a loft insulation grant in the UK to insulate their loft. Loft Insulation Grants such as ECO4 provide full funding to cover energy efficient insulation among other heating upgrades.

Did you know that a third of the heating in a property may be lost with insufficient insulating material?

At UK Energy Support, we often encounter the concern of heat loss due to insufficient insulation in properties. The government grants for loft insulation are a solution to this issue, aiding in both energy conservation and cost-saving.

In the UK, insulation grants available such as the loft insulation grant and free cavity wall insulation are designed to enhance the energy efficiency of properties, and hereโ€™s a closer look at how they work.

Do You Qualify for a loft insulation grant?

Getting a grant for your loft insulation involves meeting certain criteria. If you own or rent a property, particularly one that is electrically heated, and you’re receiving specific benefits, you may be eligible for this grant.

  • Homeowners and Private Tenants
  • Receiving Qualifying Benefits or Tax Credits
  • Mainly off-gas properties or heated electrically
loft insulation savings

Benefits and Savings Overview

Room in roof insulation grants, including loft insulation grants, aim to bolster energy-saving measures in homes of low-income individuals and families. By having loft insulation installed, you can save between ยฃ120 to ยฃ280 annually on energy bills.

Those who qualify for free loft insulation, particularly individuals receiving income-based Jobseekers Allowance and living in their own property, can have the full installation cost covered. Besides reducing your bills, loft and wall insulation significantly lessen your home’s carbon footprint, making insulating your loft a wise choice for both your wallet and the environment.

Loft Insulation Grant Helping in Real Life

Case Study: A Leap Towards Energy Efficiency

Recently, Mr and Mrs Gallagher, a Leeds residents and prents of two, approached us due to his escalating heating bills amidst the living crisis, with the looming cold winter adding to his concerns. Seeking to install loft insulation under the government grant scheme, we expedited their grant application and ensured the insulation was installed promptly. Below is a glimpse of the transformation:

Metric Before Insulation After Insulation
Annual Energy Cost ยฃ1,800 ยฃ1,320
Energy Loss (kWh/year) 7,500 3,000
EPC Rating E B
Indoor Temperature (ยฐC) 18 21

The newly installed insulation, which included loft and cavity wall insulation, significantly elevated the home’s energy efficiency, making the indoor environment more comfortable. Mr. Gallagher noted a substantial drop in his heating bills. With the money saved, the Gallaghers could afford some additional comforts for their family. This case mirrors the experiences of many individuals we assist, underscoring the tangible benefits loft insulation grants bring to households.

The July 2024 applications for loft insulation grants are now open.
Loft insulation
Loft insulation application

Case Study: Pensioners Reaping the Benefits

Mrs. Green, a pensioner residing in Nottingham, was concerned about the chilly winters affecting her comfort and pocket. After discovering the loft or roof insulation grant for pensioners, she reached out to us. Once deemed eligible for a free insulation upgrade, we swiftly commenced insulating her loft.

Post-installation, Mrs. Green noticed a considerable energy saving, with lesser heat being lost through the roof. Her energy bills plummeted, making her abode more energy-efficient. This transformation was not only a financial relief but also enhanced the comfort of her roof space significantly. Mrs. Green’s case exemplifies how pensioners can get free loft insulation, save on heating bills, and foster an energy-efficient home environment.

ECO 4 is a government backed scheme

UK GOV website address

Loft Insulation Grant Availability

The loft insulation government grant remains accessible in the UK, courtesy of the Great British Insulation Scheme along with the final rollout of the Energy Company Obligation (ECO) scheme. This initiative is a boon for homeowners or private tenants, especially those lacking a mains gas supply.

Eligibility often hinges on certain financial criteria, such as income related employment or receiving qualifying benefits such as universal credit, child tax credits or pension credit among others. Upon qualification, various energy efficiency measures are available free of charge, aiding in transforming your home into a snug and energy-efficient space.

Whether it’s sealing the warmth within via internal wall insulation, addressing the loft insulation, or even considering flat roof adjustments, each step is a stride towards substantial savings.

The Energy Saving Trust estimates reflect the potential of these measures in reducing heating bills. Moreover, professional guidance and installation, such as sealing off the loft hatch, ensure maximised benefits under the ECO4 scheme, leading to a warmer home and lighter utility bills.

eco4 government grant scheme

Learn more about the ECO scheme

Read our article about ECO3 Scheme and ECO4 or visit the government website. You can also check directly if you’re eligible for a free insulation grants for lofts by clicking on the button below.

Diving into the ECO Scheme

The ECO scheme, funded by energy companies, provides multiple heating support options for eligible individuals. This initiative drives the UK’s energy efficiency, lowers energy bills, and reduces carbon emissions.

By tapping into the free loft insulation grant, you can prevent heat from being lost through the roof, turning your roof space into a heat-retaining zone.

The Energy Saving Trust estimates suggest a potential saving of a substantial amount per year. A cost-effective way to further enhance energy efficiency is by installing external wall insulation, effectively utilising the heat generated within your home.

Engage with UK Energy Support an approved installer that works in partnership with energy supplier and OFGEM to ensure a cost-effective insulation installation to your loft hatch and beyond.

Your Path to Qualifying for ECO4

Hereโ€™s a snapshot of what it takes to qualify for free loft insulation grants through the ECO grants:

  • Owning your home or privately renting one (landlord’s permission required)
  • Having a high carbon-emitting home
  • Receiving income-based benefits
man insulating loft

Why Should You Consider Applying?

Securing the grant will give you more than merely reducing energy bills. It’s about fostering a comfortable, energy-efficient living. The perks extend to flat roof insulation, impacting your energy performance positively, reflected on your Energy Performance Certificate (see EPC rating meaning).

With the help from UK Energy Support, you ensure a smooth transition towards enhanced savings per year. The broader spectrum includes exploring various types of insulation such as cavity wall insulation grant or installing internal solid wall insulation, further optimising your loft space and reducing CO2 emissions.


Quick turnover

There is minimal disruption to you, as following the free survey, the insulation process only takes up to a few hours. For an average three-bedroom house, loft insulation can be installed in two hours.


Reduce heating bills

Getting loft insulation reduces your energy bill, giving you more money to spend on yourself and your family. Less heat will be lost through your external walls.


Reduce CO2 footprint

Your carbon impact will be reduced, meaning you are playing a part in saving our planet. Having a good EPC score can often help if you want to sell your home, as it becomes more valuable with energy efficiency measures.



UK Energy Support guarantees high-quality services whether we provide paid or free insulation service.

Which UK benefits qualify for loft insulation grants under ECO4 scheme?

There are certain benefits that may qualify individuals to receive grants for attic insulation:

  • Child Benefits (based on household income)
  • Child Tax Credits (CTC)
  • Housing Benefit NEW
  • Income based Jobseekers allowance (JSA)
  • Income related Employment & Support Allowance (ESA)
  • Income Support (IS)
  • Pension Credit Guarantee Credit
  • Pension Credit Savings Credit NEW
  • Universal Credit (UC)
  • Warm Homes Discount Scheme
  • Working Tax Credit (WTC)

Would I Qualify For Free Loft Insulation?

Qualifying for free loft insulation grants through the ECO grants include:


Owning your own home or privately renting one (but you must get the landlord's permission first)


Have a high carbon-emitting home


Receive income based benefits

Cosy home

Reach Out for More Information

At UK Energy Support, we’re poised to navigate you through the layers of the free insulation in loft grant application, aligning with notable energy suppliers like British Gas, EOC, Scottish Power and more, for heating insulating solutions. Starting this energy-saving journey with us shows a budget-friendly way to make your home keep heat better.

Being an approved local installer, we tailor the type of insulation โ€“ be it room in roof, external wall insulation, or cavity wall โ€“ to your home’s unique blueprint, aligning with main energy suppliers to deliver a seamless insulation installation.

Whether you reside in a terraced, detached or semi-detached home, our expertise caters to diverse housing blueprints. We meticulously address the insulation needs, ensuring not too much insulation is installed, thus optimizing the heat generated within your space.

Our services extend beyond just loft insulation; we explore cost-effective solutions in sync with income-related benefits like housing benefit or guarantee credit, enhancing your eligibility for grants.

Learn how much you can save on your energy bill

For more simple energy advice or to start the process of insulating your loft or getting free cavity wall insulation, contact us today through our online form below to see what grants are available!

Loft insulation grant area coverage

At UK Energy Support, we specialize in installing loft insulation, fully by the ECO4 scheme, across the UK. This is made possible through our extensive network of regional partners. Highlighted below are several of our main service areas.

If your location isn’t listed, don’t hesitate to get in touch, and we’ll ascertain if we can offer a loft insulation grant where you live.

North East, North West and Scotland

East and East Midlands

South East and South West

Wales, West Midlands & Yorkshire Humber

  • Barnsley
  • Birmingham
  • Bradford
  • Cardiff
  • Coventry
  • Doncaster
  • Huddersfield
  • Kingston upon Hull
  • Leeds
  • North Wales
  • Swansea
  • Solihull
  • Stoke-on-Trent
  • Sutton Coldfield
  • Telford
  • Wolverhampton
  • Worcester
  • Rotherham
  • Sheffield
  • Wakefield
  • York

Take the next step today!

Here at UK Energy Support, we want to help as many people as possible improve their energy consumption. We would be happy to help you in any way we can, so get in touch and start saving energy thanks to the loft insulation grant application!